Landlords have different responsibilities when they let out a block of flats, so we’re here to cover the details. Along with keeping HMRC up to date with your income for tax purposes, it’s important to keep your properties safe for tenants, as you could get a hefty fine for renting an unsafe house.
If you own a block of flats and have multiple tenants, you’ll be expected to proactively meet these requirements. Keep reading for a reminder of the main responsibilities you must be aware of.
- Repairs
As a landlord, you’ll usually be responsible for the structural and exterior condition of the home. This includes the walls, roof, foundations and drains externally, plus the toilets, gas and water pipework as well as the electrical wiring.
Regardless of the tenancy agreement, you’ll be responsible for arranging repairs and covering the costs involved – but your tenants must make you aware first, and with supporting evidence.
- Insurance
You are responsible for obtaining insurance for the building – for the protection of both you and your tenants. Flood or fire damage and emergency accommodation costs can be expensive, particularly when you do not have cover in place.
A commercial landlord insurance policy is designed for this purpose, so you’ll have peace of mind and support available in the worst-case scenario.
- Access
Occasionally, you’ll need to access your flat to check its condition or to carry out repairs. However, any tenants have the right to quiet enjoyment throughout their stay, meaning you won’t be able to simply turn up – this would count as interference.
The tenant should be made aware in advance of any visits, whether for essential maintenance or not. The minimum notice period is usually at least 24 hours, but some exceptions can be made in urgent situations and emergencies.
Even if you have a good relationship with your tenants, you should never assume that you can let yourself into the property without prior warning or consent.
- Safety
You must ensure all gas and electricity equipment is safely installed and maintained. You should also carry out fire safety inspections, testing smoke alarms and making sure your property is fitted with fire doors if it’s an HMO.
Don’t forget that it’s a legal requirement to provide an Energy Performance Certificate for the property. To look after the safety and wellbeing of your tenants, you should initially check that they have the right to rent in the UK. Give them a copy of the ‘How to rent’ checklist, which can be sent via email at the start of the tenancy.
Different rules apply for landlords in Northern Ireland and Scotland, so it’s always worth researching which ones apply to you. With the correct maintenance, care and attention, renting safely doesn’t need to be complicated.